Study hard so that you will have a good future. Does this line sound familiar? Yes, this is a famous advise most of our folks tell us ever since we were young. To become self-sufficient and successful in the future, you need to finish school and then find a job. A job that would be able to sustain your needs. This maybe is a successful formula for them during their time. However, nowadays, it’s an entirely different ballgame I may say.
I speak of my personal experience on this thought. I always believed that getting to finish college and finding a job would be enough to cover the expenses I will have in building my house, having my own car and raising my own family. Beep…I thought wrongly. To my disappointment, I earned a very meager amount of salary that was not enough to cover my personal expenses. I could not even afford to hand in some amount of money to my parents for household expenditures. Harsh as it may seem, the diplomas we earn is not enough to feed ourselves and our immediate loved ones. And I’m very certain it isn’t only me who is having the same dilemma right now. Much hurtful is the thought that many people nowadays who have not finished their studies are earning bigger than what most college graduates get. “What an injustice” , many ”educated” people may say.
What is with those people that made them earn more? What do they know that we don”t know? Here is the truth, much of what we learn in school do not equip us to be successful moneywise. They teach us skills that would help us get decent jobs but not so big salaries, not unless we go abroad. Hey wake up, a school is a business in itself. It may care for you on being able to finish school but it would not care if you get your financial goals. (That would be another course that could be offered by the schools by the way.)
What is my point, intelligence is a vehicle to securing a good future but intelligence has a lot of facets. What we are taught in school is just intelligence in skills and social interactions maybe. But on how to get the more important material of earning enough money to feed a family and to build a good future is not a even a minor subject being taught. What we need is financial intelligence and this is only acquired by experience. Mingling with these financial gurus and self-education. For now, it is a trial and error process but it is slowly becoming a science. Believe me, a few years from now, schools will be thinking of putting up a subject on this because they themselves need the same kind of education themselves. As for myself, I am getting to learn more and more. And I will share what works for me and what does not. See you in my future posts.
